Charuga
Fractional Ownership, Full Potential.
Charuga is our most recent innovation, currently in final stages of development, and soon to be on the market.
Charuga is an innovative software solution designed to democratize investment opportunities by enabling fractional ownership of high-value assets. Initially focused on luxury assets such as rare and collectible art, automobiles, wines, whiskey, jewelry, and more, Charuga's versatile platform is designed to be easily adapted to various markets. These assets often have high entry prices, typically in the tens of thousands of dollars, which restricts participation from small investors. Additionally, aimed markets are characterized by low regulation, low liquidity, and high transaction costs from intermediaries like auction houses.
Key Features and Benefits
Charuga offers several innovative features to overcome these challenges:
Fractional Ownership: Charuga allows the purchase and sale of fractional shares of individual assets. Depending on key parameters (asset value, number of interested investors, platform operator methodology), fractional shares can represent a hundredth, thousandth, or even millionth of an asset’s total value. For instance, a rare item worth $250,000 can be fractionalized into a million parts, each valued at $0.25.
Authentication and Verification: To ensure a secure investment environment, each asset will undergo an authentication and verification process according to the highest standards. Verified sellers can nominate their assets for inclusion in the investment mechanism.
Investment Interest Expression: Interested investors can express their investment interest through a subscription process, indicating their desired investment amounts until a sufficient number of investors and total investment amount are reached to purchase the asset.
Syndicated Investment Structure: Charuga facilitates the creation of syndicated investment structures, allowing groups of investors to pool their financial resources to acquire ownership or partial ownership of a target asset. Once the interest expression phase is complete, the system will calculate fractional shares and recognize individual ownership stakes, using database methods and blockchain technology.
Investment Management Mechanisms: Charuga will support various investment management mechanisms, such as decision-making and activation mechanisms for asset sales. Different management models, including decentralized autonomous organizations (DAOs), are considered for implementation.
Business Model
Charuga will be offered as a white label platform, to clients operating in various markets where fractional ownership and secure investment mechanisms can bring substantial benefits. Potential markets include, but are not limited to art and collectibles, cryptocurrencies and digital assets, healthcare and biotech innovations, renewable energy and luxury assets.
While the platform is still in development and testing, sales will commence once the development phase is complete.